Cash flow is the lifeblood of your business. To effectively manage your cash position, you require timely
information and automated processes. Busey’s business banking team can analyze your cash flow needs and
recommend the products and services to maximize your return and minimize your expenses.
As a premier business customer, we would like to extend a special offer to you and your employees. Your employees can enjoy Carefree Interest Checking with Overdraft Advantage® when their payroll is directly deposited. Direct deposit saves your associates time and gives them faster access to their funds.
Free specialty gray checks
Qualify for Busey Rewards points
Free switch service (transfer and setup direct deposits, automatic payments and more)
Discounted Plus Advantages®, only $4.00 per month
Unlimited check writing
Free online banking and bill payment
Free phone banking
No-fee debit MasterCard
Free credit consultation
Unlimited ATM transactions, surcharge free at more than 100 ATMs
¼% discount on non-mortgage loans with automatic payment from your account
Overdraft Advantage®** --you may never have a check returned to a merchant
Competitive interest
*Excludes Home Equity Lines Of Credit and Conventional Mortgages
Your customers demand the flexibility of making secure debit and credit card purchases. To provide your customers the convenience they demand, rely on Busey’s merchant services program. Our program eliminates the time consuming and expensive task of collection and processing of paper receipts and checks.
Convenience
Electronic Data Capture
Instant Authorization
Automatic credit to Busey checking account within three business days
Security
Pre-authorization of funds—as each payment is processed a check is done on the card to make sure the card is valid and funds are available for payment
Equipment options offer fast, accurate and secure method of payment
Support
24 Hour support from a knowledgeable, friendly support staff
Personalized training and installation
Merchant statements and inserts keep you up to date on new and enhanced services, regulation changes and other valuable information
You need to manage cash efficiently and effectively through a financial partner you can trust. Busey Bank offers a menu of payment services, designed to fit your needs.
Account Reconciliation
Tailored to accommodate your payment volume and accounting cycles
Improve audit trail information
Save time, increase staff productivity through automation
Choose full and partial account, check and deposit reconciliations
Controlled Payments
Electronic disbursement services via wire transfers through the Federal Reserve system
Payroll direct deposit
Zero Balance Accounts
Provides method for concentrating funds to improve investment opportunities
Saves time and money with less monitoring and transferring of funds
Helps you avoid the expense of overdrawn accounts
Eliminates idle cash in operating account
Provides clear audit trail via Information Reporting or account statements
Provides clear audit trail via Information Reporting or account statements
Gives you control over your daily cash flow activity
You need instant and accurate business account information to effectively manage your cash flow and make investment decisions. Busey Bank’s Cash Collection and Concentration services give you the tools to maximize your effectiveness in managing your cash flow.
Our skilled experienced customer service professionals will work with you to determine which services best fit your business. Improve your company’s cash position with Busey Bank’s Cash Collection and Concentration services.
With Cash Collection, you can:
Collect payments electronically
Eliminate costly check processing
Reduce operating expenses
Improve availability and predictability of your cash flow
Cash Concentration allows you to:
Streamline the collection and deposit of your customers’ incoming payments
Improve your company's cash position and liquidity
